Showing posts with label expenses. Show all posts
Showing posts with label expenses. Show all posts

Tuesday, March 17, 2009

Adopting siblings


Here is an article my dad sent me this morning on adopting siblings. I don't think I could handle two kids, being a single mom, or at least not right out of the gate. Maybe later on, once my (soon to be) daughter has grown up a bit and I'm more used to the "mom" role.


Of course, there's nothing like a brood to make one hit the ground running, I suppose!


As the article points out, the benefits are many for the children. They have a built in support system that way. There are thousands of sibling groups waiting to be adopted, getting older and spending too much of their lives in orphanages. I think if I had a husband, I would definitely have wanted to adopt a group. I just am scared it would be too much, being single and working full time... how would I be able to spend enough quality time with each child? How would I afford day care for two? One is expensive enough! Do you all know daycare around here is $900.00 per month?!?!?!
So, for me, pre-requisites to adopting a sibling group would be either 1) a husband to help or 2) unlimited funding so I could quit my job.
Unfortunately, neither of those prospects seem to be on the horizon. One can always hope though, and continue to buy lotto tickets and computer dating. SIGH.


Would you ever consider adopting siblings?

Monday, January 26, 2009

2 for 1 Airfare to Addis on ET Airlines! and other airfare discounts


Having a mom in the travel industry can really pay off sometimes! Here is what she discovered today:

"Travel must be between Feb 1 and March 30. You can stay up to three weeks. One domestic roundtrip ticket within Ethiopia is included in the deal. The cost for the first person is $1640 plus tax which is $341. The second person only pays the tax of $341. In economy, one is allowed two pieces of luggage weighing no more than 50 lbs each. Also one carryon of 15lbs and they actually weigh the hand luggage. So that is it."

I hope that this info will help some of my readers either bring an extra family member over for the pickup trip, or ease the burden on the pocket book for couples.

And this is from a recent article in the SunTimes might help more with domestic adoptions, but still some tips may apply to international as well:

BY JAE-HA KIM
It's been drilled into our heads that the best way to get a cheap airline ticket is to buy it well in advance of your travel date.

But parents adopting children from overseas often have no idea when that date might be. And once their adoption agency gives them the go-ahead to bring home their child, they typically have only a matter of days to make all the arrangements.


Irina and Andy Prutch of Yorkville traveled to Russia last year to adopt their daughter, Anastasia. They were surprised that a one-way ticket for Anastasia would cost more than a round-trip.

TIPS:
• If you're adopting an infant, ask your travel agent or the airline reservation clerk to seat you in the bulkhead section with a bassinet (provided on a first-come, first-serve basis at no additional cost). Bassinets will hold infants up to 20 pounds and 26 inches. Also, ask if they offer baby meals on the flight. Some airlines will provide jars of baby food.

• Don't forget about buying your child's one-way ticket. Infants under the age of 2 years will need a lap ticket (generally about 10 percent of an adult fare) to sit on parents' laps. Older children will need their own seats and will be charged the same fare as adults.

Rather than get stuck paying a premium for last-minute tickets, parents can benefit from adoption airfare discounts. For example, Northwest Airlines "Special Delivery" program has benefits that include 65 percent off the price of full-fare coach tickets, open returns and no penalties for cancellations or changes. (Parents must show proof of U.S. residency and provide legal documentation of the adoption.) Details at Nwa.com/features/adopt.

Some 17,438 overseas adoptions by U.S. parents took place this fiscal year, according to U.S. State Department statistics.

Not all airlines are eager to publicize news about these special adoption fares. The media relations spokespeople for other major airlines either ignored our queries about discounted air fares for adoptive families or point blank said they didn't offer any. However, when we called the reservation lines for Delta, United and Cathay Pacific and questioned the customer service reps, they all said they offer discounted fares.

"Airlines are very secretive about specialty air fares," says Ed Perkins, contributing editor for Smartertravel.com. "They don't advertise them and they're just not going to tell you about them unless you specifically ask. So ask."

Perkins cautioned that consumers need to know the ramifications of their discounted tickets if they can't leave or return on the dates they booked. For instance, will the airline charge a premium to change a ticket if your child is too sick to fly on the date you've planned or if bureaucratic red tape is holding up your departure?

"Given how complex some of the airline policies can be, the best bet in some of these situations is to pay a travel agent to handle this for you," Perkins said. "He or she will have access to consolidator deals and will know which airline is offering the best fare. This is one case where it makes sense to pay someone to deal with the hassles for you."

Portland, Ore.,'s Azumano Travel American Express has been in business for 60 years working with corporate and leisure clients. For the past 15 years, they've also become one of the go-to travel agencies for adoptive parents booking flights overseas. Azumano has adoption fare contracts with a number of airlines, including Cathay Pacific, United, Delta and Northwest.

"A lot of our parents do their research and already have a general idea of what these flights should cost with a few weeks notice," says Erle D'Penha, an Azumano travel consultant. "They could probably do it themselves, but what they're paying us for is our knowledge, relationships and ability to get them seats when the online sites say they're all booked. Sometimes people will look online and won't see options to leave from the cities they want to, but we'll be able to find other hubs. The travel Web sites won't always look for all of those flights. We can help find more options."

Indeed, we gave Azumano dates for a hypothetical trip to Seoul, South Korea. We came up with a $3,000 economy fare with two days advance notice. Azumano came up with a nonstop flight on the same carrier for less than half that price.

Not all carriers offer discounted fares, but there are other ways to get around paying full price. Check to see if you have enough airline miles to use toward a ticket. When Yorkville's Andy and Irina Prutch traveled to Russia last year to bring home their adopted daughter, they were surprised to find that a one-way ticket for their child would cost more than a round-trip ticket. But they weren't allowed to purchase a round-trip ticket for her.

"It would've cost us almost $3,000 for a one-way ticket for our daughter," says Andy Prutch. "We ended up using my miles on American Airlines for her seat. My company's travel agent didn't charge us any fees, so we only paid $52.70 for her total airfare. It was definitely the way to go for us."

Also, it never hurts to be nice to the reservation clerks.

While Shannon Mogilinski of St. Charles didn't get any discounts, she did get an upgrade.

"When my husband and I traveled to Russia to adopt our daughter in 2003, we mentioned to the reservations clerk at British Airways that we were adopting a child and that we were carrying humanitarian aid to several orphanages," Mogilinski said. "She gave us a complimentary upgrade to business class. If we hadn't said anything, we would've been sitting in coach."

Jae-Ha Kim is a locally based free-lance writer.

The cost of a new baby...


1-26-2009

I ended up spending $140.00 this weekend for the handyman, and $40.00 for paint and supplies. Basically all he did was disassemble my monstrous desk and bring it downstairs and reassemble it. That WAS a big job and took two hours, maybe three. Then he taped up the nursery and painted the corners and around the edges, while I rolled the main part of the walls.

Just that took 7 hours of his time. I kind of felt a bit ripped off. I suppose doing the corners and edges and all the taping does take the most time. But I was done with the walls in an hour.

Anyway, today on MSN I found an article quite by accident about the expenses of having a baby. They quote $11,000.00 per year as being average in one section, but daycare alone around here is $12,000.00 per year, not including diapers, cribs, car seats, clothes, Dr.'s appts, etc.

Since with international adoption, we PAPs are also paying exorbitantly for the adoption process itself, this figure leaves me a little anxious. Luckily, the article does give clue on how to save a little. For one, I will probably not be buying a matching set for the nursery now :-( although i was kind of looking forward to that. Nor will I buy furniture at Babies R' Us... I used to paint furniture as a hobby and I can still do that. It's much cheaper to find second hand or unfinished items. Here's the article:

Save a bundle on your new baby
Many excited expectant parents waste thousands of dollars on baby items they don't need. Here's how to wise up early and find just the essentials for less.
By Liz Pulliam Weston

Before I tell you how to save bundles of money while preparing for a baby, I must make a confession.

We've spent more than we planned in the months leading up to the birth of our first child. Way more.

Part of our problem was that we succumbed to the "as long as we're at it" syndrome of home improvements. What started as a fairly straightforward project -- converting a spare bedroom into a nursery -- turned into a six-month-long around-the-house orgy of stripping wallpaper, repainting rooms, laying new carpet and refinishing hardwood floors.

The other part is that I wasn't quite as immune to the siren song of the $4-billion baby products industry as I'd anticipated. While I was able to avoid some of the more obvious excesses -- $800 crib bumpers, anyone? -- I (and my doting hubby) still probably bought too much stuff.

The good news is that we didn't go into debt for any of this, and we'll still be able to fund our baby's college savings plan. (The expense means we won't be flying to Paris anytime soon, of course, but that was pretty much a given.)

The other good news is that my experience may help you avoid some stumbling blocks, although you're bound to discover new ones of your own.

So here's the result of my research and hard-won experience on corralling the buying needed to get ready for a wee one.

Get a great guidebook You'll need something fairly comprehensive that can tell you what you really do and don't need to prepare for the new arrival.
My sister-in-law gave me a copy of Denise and Alan Fields' terrific "
Baby Bargains: Secrets to Saving 20% to 50% on Baby Furniture, Equipment, Clothes, Toys, Maternity Wear and Much, Much More!" Immensely readable, loaded with checklists and full of hard-nosed product reviews, this book quickly became my shopping bible -- and the first thing I bought for a couple of friends who got pregnant after I did.

Know what's optional If you let the kindly women at the baby specialty stores guide you, you'll spend more getting ready for this child than you would on a brand-new sports car. Here are just a handful of things you might NOT need:

A changing table. You can put a special tray on top of a dresser, or buy a dresser specifically outfitted for changing.

Baby store furniture, other than cribs. We found the dressers especially to be of exceptionally poor quality, even at the high-end shops. For less than $400, we were able to buy and paint a well-made ash dresser from a nude-furniture store. You can find used stuff for even less at consignment and used-furniture stores. Just make sure, for safety's sake, that the drawers can't be pulled all the way out, bonking a curious toddler on the head.

Diaper stackers. This is a bag to store diapers that hangs off a changing table. A plain willow basket tucked in a drawer can work just fine -- if you need anything at all.

Coordinated linen or crib sets. Some of the pieces in these sets, such as pillows and quilts, can't be used with an infant. Others, like crib bumpers, are controversial among safety experts. (If you get them, make sure they tie at both top and bottom in several places.) If you must have coordinated sheets and dust ruffles -- and yes, ultimately, I did -- you usually can buy those separately for less.

A car seat for each car. Most infant car seats come with detachable, adjustable bases. Just get one seat and a base for each car.

Jogger strollers. We occasionally see these sporty-looking, three-wheeled all-terrain vehicles in our neighborhood -- usually pushed by dads ambling to the corner coffee bar. We know a lot more couples who parked theirs permanently in the garage. Some runners and hikers swear by them, but you've got time to decide to get one later, since you're generally not supposed to use them with kids less than a year old anyway.

Make a budget Your numbers will necessarily be squishy for awhile, since you won't know exactly what you'll get in shower gifts and hand-me-downs. But between maternity clothes, strollers, car seats, clothes and nursery décor, the Fields estimate the average cost of baby preparation to be around $6,000 -- and that's not including hospital bills, day care or all the expenses that come later.

You can definitely spend less -- a lot less, with creativity and help from family and friends. But there will always be stuff you need to buy, and you should set aside enough money to cover the basics so you don't go into debt. Splurges make sense only when you've got the cash; otherwise, reduce the stress of your baby's arrival by not adding huge debt to your worries.

Accept donations: I knew I was in a foreign land when a baby store saleswoman cooed at me that of course, I'd want to get "all new" things for my first baby. She obviously didn't know I drive an old car, recycle outfits from my husband's closet and take great pride in pointing out the furniture we didn't have to pay for because it was given to us by someone in the family. "All new," indeed.

Chances are your friends and relatives would be happy to load you up with their outgrown baby items and clothes if only you'd say the word. Once you get it in your house, you'll see why: This stuff eats up space like a Humvee on a one-lane road, and their houses are already jammed with the next generation of kid stuff.

So accept, sort, clean and pass along whatever you can't use (with the original donor's permission, of course). You'll make your friends and family happy, you'll save money and you'll put a little less pressure on our already overstressed environment.

Find consignment stores: As I mentioned, I live in a place where fashionably dressed women pay $2,500 for a foreign-made stroller, $800 for crib sets with silk dust ruffles and $149 for a newborn's sleeper. But Los Angeles and other major cities have neighborhood consignment shops that sell both luxury goods and a wide range of more reasonably priced baby gear. At an outing to one, we found gorgeous velvet dresses for toddlers, seemingly unworn, for $5.
You can find name-brand strollers, toys and other baby gear for a fraction of the new price (although many safety experts advise buying car seats and cribs new if at all possible).

If you don't have consignment stores in your town, you might check out regular thrift stores and garage sales. I've collected plastic toys from yard sales since my friends first started having babies, so the little ones would have something to play with when they came to our house. A few of the more-finicky mothers blanch when I tell them where I picked up this or that bargain, but just about anything plastic can be sterilized in a weak bleach solution, then rinsed and sun-dried. Electronic toys and games can be blasted with disinfectant spray, and stuffed animals can easily be machine washed and dried, particularly if you put them in a nylon bag first.

Given what your kid will do to them in short order, it may be the last time they look so good.
Keep receipts, and don't wash new items right away In a nesting frenzy, I did what I thought you were supposed to do, which is launder everything that might come in contact with baby's skin. More experienced mothers later told me it's smart to wash only a few of your newborn items, since the baby is likely to quickly outgrow them and you can take the still-packaged ones back to the store for a refund.

Oops. I did the same thing by laundering the crib bedding, only to completely change my mind on the color and style I wanted for the linens and dust ruffle. I claim temporary hormonal madness, but the crib really does look cute now.

Expect a few splurges On a related note, it's not just the mother-to-be who can wreak havoc on a budget. The daddy-in-training can also lose his mind occasionally, as mine did one fine autumn day when we were visiting New Mexico. He slipped away from me for a few hours with a credit card, and about a week later a packing crate -- yes, a crate -- laden with stuffed toys arrived at our home.

We did build some parental splurges into our budget -- including a few more dinners and movies out, in anticipation of the confinement ahead, and pregnancy massages, which I'm convinced made the aches of my expanding body more bearable. If these luxuries aren't within reach, at least make sure you make some nice dinners for each other at home, and learn a few massage techniques before the baby arrives. We've heard the latter come in quite handy in the labor room -- and beyond."